P&G Purpose

49 Industrial Avenue Hoppers Crossing VIC 3029 Australia

No Interest Loan Program

April 9, 2024

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Qualifying criteria

  • Must complete a budget (template available at https://moneysmart.gov.au/budgeting/budget-planner)  and an application available here to establish your ability to repay and the duration of the loan.  Depending on the results, applicants may be asked to see a financial counselor prior to payment
  • Purpose of the loan: must enable work 


  • Must be for one of the overlooked groups that we are working with (currently refugees and asylum seekers new to employment in Australia)
  • Must be willing to sign a loan agreement
  • Must be willing to set up automatic deposits
  • Must provide full name, address, and phone number
  • Amount: Max amount of $1000 without receiving strict scrutiny (which will require more time)
  • Interest Rate: 0%
  • Repayment term: case-by-case
  • Application: Budget, and application must be emailed to enquires@pgpurpose.org for review and approval.  Upon approval a loan agreement will be sent. 

Administrative notes

  • Note that this program is still under development and policies can be changed without notice.
  • This program has a dedicated fund, and all loans are made on a funds-available basis.

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